31 Days of Living Richer

Make Your Money Work For You

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30 Money Moves That Could Set You Up for Life

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10 Key Signs You Spend Too Much Money at Costco

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How To Become Rich on an Average Salary

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5 Best Money Rules of Thumb You Need To Know

20 ‘Boring’ Gigs That Pay $100K or More

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15 States Where Teachers Make More Than the Average American

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20 Highest-Paying Jobs in Healthcare

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12 Key Signs You’re Financially Ready To Quit Your Day Job

Make Your Money Work For You

MORE FROM GOBANKINGRATES

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5 Things Most Americans Don’t Know About Social Security

So you think you know all you need to know about Social Security? If so, congratulations — you are in the minority when it comes to knowledge of the nation’s biggest retirement benefits program. Find…

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Shot of a senior couple going through their paperwork together at home.

Reduce Your Social Security Tax Bill Using These Tips

There’s a decent chance that many Social Security recipients will be paying more taxes on their benefits this year than in years past because of a confluence of events, a situation which might…

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Trump Campaign Hosts Election Night Watch Party in Florida, Palm Beach, USA - 05 Mar 2024

Trump Era Tax Cuts Are Set To Expire — Here’s How Much More You’ll Pay

When 2025 draws to a close, so will many of the sweeping Trump-era GOP tax breaks established by the Tax Cuts and Jobs Act (TCJA) of 2017. While the legislation made some tax cuts to corporate profit…

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How Much Does It Cost To Attend One of 2024’s Best Colleges?

If you want to attend one of the nation’s top colleges, it’ll cost you. Check Out: 10 Expenses Most Likely To Drain Your Checking Account Each MonthLearn More: How To Get $340 Per Year in Cash Back on…

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Couple calculating bills at home using laptop and calculator.

Taxes 2023-2024: How To File a Tax Extension

Life can get busy, and sometimes gathering all your tax information takes longer than you thought. Now the due date of April 15, 2024, is almost here, and filing an extension will give you until Oct….

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Downtown Tempe, Arizona at dawn with bridges and Tempe Town Lake in the foreground.

Here’s What Utilities Cost in Every State

Do you ever wonder how much more, or less, you’d pay for utilities if you lived in a different state? Well wonder no more. It’s time to compare how much you’re paying in your state from others. Find…

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Philadelphia, United States - March 13, 2011: Many Mega Millions lottery tickets.

24 Lottery Winners Who Lost Millions

Most people dream about winning the Mega Millions or Powerball; but they should be careful what they wish for. See these 23 people who blew their winnings.

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Social Security and Weddings: What Paperwork Do Newlyweds Need To Complete?

Weddings are a time of celebration, but it also means lots of paperwork. According to the Social Security Administration, you must not forget that your Social Security number and name must match in…

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Costco Wholesale Location. Costco Wholesale is a Multi-Billion Dollar Global Retailer stock photo

6 Items You Should Never Buy in Bulk at Costco

Costco can often save shoppers money in the long haul by purchasing items in bulk. But if you lack storage space or have a small household, some items may cause more stress and hassle than the savings…

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A woman does work in front of her computer.

Top CD Rates Today: April 1 — Earn 5.25% APY

Western State Bank is offering 5.25% APY for a 9-month certificate. A $1,000 minimum deposit is required. The Devils Lake-based bank is the 8th largest in the state of North Dakota. Western State Bank…

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Top CD Rates Today: March 29 — Earn 5.30% APY

Banesco USA is offering 5.25% APY for a 3-month certificate. A $1,500 minimum deposit is required. The Miami-based bank is the 14th largest in the state of Florida. Banesco USA was established in…

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Warren Buffett

Warren Buffett: 3 Investments He Won’t Waste Money On

Berkshire Hathaway’s chairman Warren Buffett, one of the world’s most famed investors, is still faithful to the fact that holding steady, being patient and believing in the power of value investing is key to successful investments. Just as important to Buffett’s investment strategy, though, are the investments he doesn’t believe in. Here are but a few of the investment types that the Oracle of Omaha would rather not waste money on.

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Social Security: How To Confirm the Validity of ‘New Stimulus Check’ Claims

Americans have been bombarded online with claims about an alleged “fourth stimulus check” going out to seniors or people with disabilities. But these are all just rumors. There’s no check on the way….

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2 Biggest Social Security Risks To Be Aware of if You Have Student Loan Debt

Falling behind on your student loan debt can lead to significant financial consequences, including losing Social Security money. Learn More: America’s Retirement Crisis: How Social Security, Student…

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Top CD Rates Today: March 28 — Earn 5.30% APY

Prime Alliance Bank is offering 5.30% APY for a 6-month certificate. A $500 minimum deposit is required. The Woods Cross-based bank is the 28th largest in the state of Utah. Prime Alliance Bank was…

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3 AI Retirement Strategies Gen Z is Using to Save Millions

Younger workers say they’re going to retire years earlier than other generations. How? Using AI tools to help with financial planning. Learn More: Americans Don’t Put Enough Toward Retirement: Experts…

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Top CD Rates Today: March 27 — Earn 5.25% APY

Technology Credit Union is offering 5.25% APY for a 17-month certificate. A $1,000 minimum deposit is required. The San Jose-based credit union is the 14th largest in the state of California….

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Top CD Rates Today: March 26 — Earn 5.30% APY

Sun East Federal Credit Union is offering 5.30% APY for a 9-month certificate. A $500 minimum deposit is required. The Aston-based credit union is the 18th largest in the state of Pennsylvania. Sun…

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Social Security: What Do You Need To Apply For Spousal or Divorced Benefits?

Applying for and receiving spousal benefits is a great way to boost your own Social Security monthly benefit — sometimes by as much as $800. Even if you never worked, you’re eligible for Social…

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Rachel Cruze: Easy Ways To Build Generational Wealth

What does generational wealth mean? The technical definition is that it’s financial wealth and assets that can be passed down from one generation to the next. It can help your family get a financial head start and set them up for long-term financial success with money and assets after you pass.

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Unhappy enior woman counting her pension at home.

I Was Retired, but Wasted Big Money On These 3 Things and Had To Go Back To Work

We spend the majority of our lives saving for retirement. But our plans (and budget) don’t always go as expected. Discover More: Retired and Bored? These Places Want To Hire YouFind Out: One Smart Way…

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5 Easiest Frugal Money Habits According to Expert Kate Kaden

With the recent inflation data showing higher price increases than expected, it pays to change how you make purchases so you can stretch your income and have cash left to save for goals. Kate Kaden is…

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Warren Buffett’s 3 Top Bank Stock Picks from Bank of America to Citigroup

Warren Buffet, CEO of Berkshire Hathaway Inc., has an estimated real-time net worth of about $133.2 billion as of March 14, 2024, according to Forbes. Check Out: 13 Cheap Cryptocurrencies With the…

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old retired asian senior couple checking and calculate financial billing together on sofa involved in financial paperwork, paying taxes online using e-banking laptop at living room home background.

Retired and Want Extra Cash? How To Become a ‘Seniorpreneur’

In recent years, there’s been a growing trend of seniors starting their own businesses. Retirement no longer seems to be about completely stopping work, but rather fostering passions and creating…

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10 Money Rules To Build Life-Changing Wealth, According to Ramit Sethi

You probably have a few money rules that you internally made for yourself, like setting a budget when you go clothes shopping, never looking at the menu prices when you eat out or setting aside a certain percentage of your income for savings.

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Ramit Sethi: 7 Ways To Build Wealth

If you’re looking to build real wealth, Ramit Sethi has the playbook. The New York Times bestselling author of ‘I Will Teach You To Be Rich’ and host of Netflix’s ‘How to Get Rich’ has made a career out of distilling practical wealth-building advice for the masses.

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Dollar Tree Raising Some Prices to $7 as 6-Figure Earners Flock to the Discount Store

Dollar Tree is raising its prices again to $7, up from the $5 price ceiling set in June. Check out: Frugal People Love the 6 to 1 Grocery Shopping Method: Here’s Why It WorksRead Next: 5 Genius Things…

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With Social Security in Jeopardy, State-Funded IRAs Could Supplement Retirement Savings

Americans have been facing multiple financial challenges, including inflation, soaring rates and the resumption of student loans. In turn, it’s leaving little for retirement savings.   Learn More:…

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Here’s Why IKEA’s Affordable Furniture Just Got Even Cheaper

IKEA recently cut prices on its products, which is great news for new customers and those already accustomed to shopping at the popular furniture store alike. Check Out: 7 Home Items To Avoid Buying…

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Tax.

4 Reasons Taxes Are So Complicated and Why They Won’t Be Made Simpler

If you’re looking for a simple tax return, move to Estonia. Residents there can file taxes in less than five minutes and not pay a dime, according to a Tax Foundation report cited by Yahoo Finance. In…

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Top CD Rates Today: March 21 — Earn 5.34% APY

Climate First Bank is offering 5.34% APY for a 6-month certificate. A $500 minimum deposit is required. The St. Petersburg-based bank is the 46th largest in the state of Florida. Climate First Bank…

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Elizabeth Warren Proposes ‘Shrinkflation Prevention Act’ — What It Means for Your Grocery Bill

Sen. Elizabeth Warren (D-Mass.), along with other senators, introduced the Shrinkflation Prevention Act last month, “to crack down on corporations that deceive consumers by selling smaller sizes of…

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‘Best Buy Drops’ — 6 Ways This Best-Kept Shopping Hack Can Save You Money Year-Round

Whether you’re a tech enthusiast or just casually interested in gadgets, wanting to save money is a no-brainer. Best Buy recently released a new feature for their mobile app, titled Best Buy Drops. To…

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US President Joe Biden hosts Women's History Month reception in White House, Washington, Usa - 18 Mar 2024

Would a Biden or Trump Presidency Reduce Prices As Inflation Continues To Worsen Economic Stress?

It came as no surprise that the Federal Reserve didn’t cut its rates on March 20, especially on the heels of a hotter-than-expected Consumer Price Index (CPI) released March 12. It is still unclear as…

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Top CD Rates Today: March 20 — Earn 5.25% APY

Financial Partners Credit Union is offering 5.25% APY for a 4-month certificate. A $1,000 minimum deposit is required. The Downey-based credit union is the 29th largest in the state of California….

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I Saved $10,000 in 100 Days — This Money-Saving Hack Can Grow Your Wealth

Whether you’re concerned about the economy or you just want a better chance of reaching your wealth goals, pulling back on spending and increasing your savings are wise financial moves. To make the…

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Stressed out businesswoman sits at her desk with her hands on her head.

Why Gen Z Plans To Spend More Despite Feeling Financially Insecure

Americans seem to have a more optimistic view of the economy, yet, simultaneously, their feelings of financial insecurity have hit a record high. While this sentiment is prevalent across all…

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9 Places Giving Away Land or Money To Move There

If you’ve joined the remote-work life, you may have the wonderful opportunity to move wherever you want, or wherever you can afford, for the first time in your career. Check Out: 5 Types of Homes That…

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Indianapolis - Circa April 2023: Trader Joe's retail location.

Trader Joe’s Tote Bag: Why Some People Are Paying $500 For Something Worth $2.99

First, it was the Stanley insulated cup. Now, it’s the Trader Joe’s canvas mini tote bag. Learn More: I’m a Shopping Expert: 9 Items I’d Never Put in My Grocery CartFind Out: How To Get $340 Per Year…

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Top CD Rates Today: March 19 — Earn 5.10% APY

Sunmark Credit Union is offering 5.10% APY for a 3-month certificate. A $500 minimum deposit is required. The Latham-based credit union is the 21st largest in the state of New York. Sunmark Credit…

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I’m a Financial Planner: 3 Ways Retired Millionaires Keep Their Wealth

According to Troy Sharpe, the founder and CEO of Oak Harvest Financial Group. retired millionaires “live pretty frugal lifestyles.”

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: Mandatory Credit Photo Michael Simon/Shutterstock (BLU_A91127669) : Barbara Corcoran : 'Good Day New York' TV show, New York, USA - 10 Jan 2024.

Barbara Corcoran Says This is the Biggest Mistake Women Make With Their Money

Always forthright about the tough grind she experienced to establish her career and financial success, real estate mogul Barbara Corcoran has learned from her mistakes and has amassed a…

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High-Paying Jobs Are Easiest To Secure in These 10 Cities Across the US — Here’s Why

According to the Monster 2024 Work Watch Report, an extraordinary 95% of American workers surveyed said they were “looking for or plan to look for a new job in 2024.” Citing the rising cost of living,…

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Top CD Rates Today: March 18 — Earn 5.50% APY

Elements Financial is offering 5.50% APY for an 8-month certificate. A $1,000 minimum deposit is required. The Indianapolis-based bank is the 5th largest in the state of Indiana. Elements Financial…

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Realtors Agree to 6% Commission Cut — Here’s How Much It Will Save Home Buyers

U.S. home buyers who have had to deal with soaring home prices in recent years might soon see things go in a different direction following a lawsuit settlement that could cut out-of-pocket costs by…

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Top CD Rates Today: March 15 — Earn 5.35% APY

Ponce Bank is offering 5.35% APY for a 3-month certificate. A $1 minimum deposit is required. The Bronx-based bank is the 29th largest in the state of New York. Ponce Bank was established in 1960….

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Jaspreet Singh

Jaspreet Singh Heeds Chase CEOs Warning About Recession — 3 Ways He Says To Prepare

JPMorgan Chase CEO Jamie Dimon has been predicting a U.S. recession for nearly two years. Dimon reiterated those fears on Tuesday, March 12, 2024, at the Australian Financial Review Business Summit in…

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Gen Z ‘Loud Budgeters’ Save $629 a Month — 3 Ways You Can Prioritize Your Wealth Like Them

You may have heard the term “quiet millionaire” — someone who avoids flashy cars and clothes in favor of accruing wealth and building financial security. But another group of financially savvy savers…

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Boomer Money Skills That Millennials Shouldn’t Follow

Every generation has strengths and weaknesses when it comes to money management. Gen X holds the distinction of carrying the most debt, according to a report from CNBC.com. This includes credit card…

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IRS Internal Revenue Service documents and folder.

Underpaid Your Taxes? Here’s How Much the IRS Will Penalize You

Paying taxes is a part of life. Whether you work part-time, full-time or earn an income of any kind, we’re all obligated to file and pay our taxes each year. Your overall income tax liability varies…

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6 Ways Millennials Can Use Their Tax Returns to Get Rich in 2024

Finance expert Jaspreet Singh, host of “Minority Mindset” on YouTube, often talks about using your money to make more money. Once you’re generating passive income, then you can begin to splurge on…

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Top CD Rates Today: March 14 — Earn 5.25% APY

Banesco USA is offering 5.25% APY for a 3-month certificate. A $1,500 minimum deposit is required. The Miami-based bank is the 14th largest in the state of Florida. Banesco USA was established in…

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Young loving heterosexual couple embracing in their new home.

Gen Z Says These Are the 6 Best Places To Retire — And Won’t Cost a Fortune

In a survey conducted February 26 through 28, GOBankingRates asked 1,395 Americans ages 18 and older their thoughts on a variety of issues, including which states in the South and the Midwest they…

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A woman smiles as she files her taxes and works on her budget.

Taxes for Millennials: How To Approach Filing if You’re Poor, Middle-Class, Upper Middle-Class or Rich

Everyone’s favorite time of the year is just a month away: Tax Day. Anyone who works (that’s pretty much everyone) has to file tax returns. Millennials, those born between 1981 and 1996, comprise…

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Can You Trust AI To Help You Do Your Taxes? Accountants Weigh In

The rapid growth and adoption of artificial intelligence is helping many individuals in an endless stream of ways. From the way we work to the way we conduct research, the nascent and ever-evolving…

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The outside of a Target store.

10 Things To Buy at Target After Getting Your Tax Refund

Whether you decide to bank your tax refund or spend it, you should approach tax season with a clear plan so that “bonus” money doesn’t get frittered away on discretionary spending. Check Out: This Is…

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7 Ways To Build Wealth Without Having a Mortgage

Your parents may have told you to buy a home as soon as you could, because renting is only “throwing your money away.” Yet, many millennials delayed homebuying for a variety of factors, including…

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Social Security: 4 Reasons Tax Season Is the ‘Perfect Time’ To Optimize Retirement Accounts

Many Americans spend tax season shuffling frenetically through financial documents and tax forms with a mixture of hope and dread hoping they get things right and maybe wind up with a refund, and…

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How to Grow Your Wealth in 3 Stages, and Maximize Your Money During Each Step

For many, the idea of becoming wealthy seems far fetched. It’s often thought that becoming wealthy is “impossible.” According to the Charles Schwab Modern Wealth Survey 2023, Americans say you need…

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Americans’ 4 Favorite Wealth ‘Hiding Places’ — How Much Should You Keep in Different Banks and Investment Accounts?

Once you’ve amassed some savings, you’ll want to decide where to keep it.

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5 Most Affordable Neighborhoods in San Francisco

If you’re looking to buy a home in San Francisco, it shouldn’t be a surprise that it’s expensive.

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7 Ways To Start Building Wealth Like the Rich in 2024

The wealthy may seem to have some financial magic or luck that the average person does not. However, most of their strategies are not all that complicated. Check Out: Ramit Sethi: 5 Easy Steps To…

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Want To Retire a Millionaire? These 5 States Offer Millennials the Most Opportunity

If you’re an ambitious millennial looking to retire as a millionaire, your yearly bills and spending aren’t the only things that you’ll be looking to optimize — the state you live in could also have…

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Walgreens or CVS Stock: Which Is a Better Investment?

CVS and Walgreens are the two largest healthcare and pharmacy retail chains in the U.S. As a prospective investor, you might want to know which stock option makes sense: CVS Health Corporation or…

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Iceland

Retiring Abroad: Top 3 Countries for Retirement Pensions

Retirement should be a time of rest, relaxation, and entertainment. In some countries, you can retire well via a comfortable pension scheme. Certain countries even have retirement benefits agreements…

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4 Books That Will Make You Rich, According to Graham Stephan

Graham Stephan is a 30-year-old real estate investor and YouTube celebrity with over 5 million subscribers to his “The Iced Coffee Hour” podcast and Graham Stephan YouTube channels. Stephen teaches…

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8 Best Compact Cars for Your Money in 2024

Compact cars — an ideal vehicle for young singles, retirees and small families alike.

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Bitcoins placed beside Coinbase App on iPhone, illustrating one of the largest Bitcoin providers, photographed in Cologne, Germany, 14th of April 2021.

Coinbase Stock vs. Bitcoin: Which Should You Invest In?

Bitcoin recently climbed to a record high, and many investors are taking another look at cryptocurrency as an investment vehicle. While the long-term outlook for crypto remains unclear, it appears to be here to stay in some form or another.

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rear view of Asian businessman walking in departure area of  Shenzhen airport, China.

9 Loopholes To Save Money on Travel as American, United and Delta Airlines Raise Checked Bag Fees

Several airlines have increased checked bag fees in recent months, with Delta and American Airlines amongst the most recent to do so. Checking a bag with Delta now costs $35 instead of $30, while a…

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Mandatory Credit: Photo by Mediapunch/Shutterstock (4231729d)Suze OrmanSuze Orman Q&A at AOL Build Speaker Series, New York, America - 04 Nov 2014.

Suze Orman: ‘You Didn’t Fail’ Your Financial Resolution — 4 Ways to Get Back on Track

If you’re not set to achieve your financial New Year’s resolutions, Suze Orman has some advice.

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Biden Caps Credit Card Late Fees at $8: How This Helps Your Bank Account

The Consumer Financial Protection Bureau (CFPB) finalized a rule to slash credit card late fees to $8, from the current average of $32 on March 5 as part of President Joe Biden’s administration’s…

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Image of Rachel Cruze smiling confidently

Rachel Cruze: 30 Ways To Save Money on Groceries

It’s no secret that inflation — currently at 3.1%, according to the most recent Consumer Price Index (CPI) — has taken a toll on wallets. Soaring grocery prices have been a hot topic for months, a 2.6% increase over the last year.

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Two Social Security cards rest on top of several $100 bills.

Social Security: Not Everyone Gets the Full 3.2% COLA Increase — Here’s Why

The Social Security Administration announced its 2024 cost-of-living adjustment (COLA) last week, and as expected, the COLA will be 3.2%. More than 66 million retirement beneficiaries will see the…

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Business People Having a Meeting.

Gen X: 5 Signs You Are Not Ready for Retirement

Generation X, the generation between the larger baby boomer and millennial generations, tends to get overlooked when it comes to older age groups. However, Gen X makes up a whopping 20% of the…

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You’d Save More by Retiring on a Cruise Ship for One Year Than Living in These 10 States

Retiring soon? You may be surprised to learn that you could actually save money by living on a cruise ship rather than in your current or future home.

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Trading with AI technology, Digital transformation technology strategy, IoT, internet of things.

These AI Tools Claim To Help You Make Money Trading Stocks — Can They?

The surge of artificial intelligence (AI) is having many ramifications on the way we work, live and create. And now, AI models are also impacting the way we trade. Some AI tools and platforms can…

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Senior couple paying their bills.

Retirees Spend Nearly $5,000 a Month — Here’s Where Their Income Goes and How To Plan Accordingly

You might be expecting your expenses to decrease with retirement and, according to statistics from the Department of Labor, that’s true. The average American age 65 and up spends just $57,818 each…

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A man smiles and looks happy while looking at his laptop at work.

Top CD Rates Today: March 4 — Earn 5.41% APY

Genisys Credit Union is offering 5.41% APY for a 9-month certificate. A $500 minimum deposit is required. The Auburn Hills-based credit union is the 4th largest in the state of Michigan. Genisys…

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Businessman using mobile phone and computer to find financial information. Candlesticks and graphs of the stock market economy.Virtual screen business concept. stock photo

The First 3 Investments You Should Make Right After Graduation

While you were in college– most, if not all — of your money probably went to covering education costs, food and an occasional luxury.

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4 Reasons Why Maximizing Your Credit Card Rewards Is More Important Than Ever

High inflation has stuck around for the past few years, driving up prices and crunching Americans’ budgets. One way to fight back? Using credit card rewards. 

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A woman smiles while working at the office.

Top CD Rates Today: March 1 — Earn 5.25% APY

Banesco Bank is offering 5.25% APY for an 3-month certificate. A $1,500 minimum deposit is required. The Miami-based bank is the 13th largest in the state of Florida. Banesco Bank was established in…

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I’m a Self-Made Millionaire: Why Ramit Sethi Says First $20 You Invest May Be Most Important

Ramit Sethi — host of Netflix’s “How To Get Rich,” New York Times bestselling author, and host of the “I Will Teach You To Be Rich” podcast — recently explained to CNBC that what you do with even a…

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Businesswomen having informal conversation meeting in office.

Nearly 9 Out of 10 Successful Women Feel ‘Financially Prepared’ for Retirement — 4 Ways to Get There

Although the nation’s gender pay gap is slowly closing, there’s still a long way to go to reach equality. During the 2023 fourth quarter, the median weekly earnings for women amounted to 83.8% of the…

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Warren Buffett speaks during a panel.

If You’d Invested in Occidental Petroleum Like Warren Buffett, Here’s How Much You’d Be Worth

Warren Buffett, CEO and Chairman of Berkshire Hathaway, is renowned as a financial expert and he knows a thing or two about stocks — and he has a vested interest in Occidental Petroleum, for good…

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A woman smiles as she looks at her phone while working from home.

Top CD Rates Today: Feb 28 — Earn 5% APY

Alma Bank is offering 5% APY for a 4-month certificate. A $2,500 minimum deposit is required. The Astoria-based bank is the 45th largest in the state of New York. Alma Bank was established in 2007….

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Mountain View, USA - March 4, 2015: Microsoft sign at the entrance of their Silicon Valley campus in Mountain View, California.

Microsoft Investing $5 Billion in AI — Is It Time To Load Up on the Stock?

The American economy has remained defiantly strong over the past few years amid a global pandemic, recession warnings, interest rate hikes, a politically-motivated debt default crisis, a series of…

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A woman smiles as she checks her phone.

Top CD Rates Today: Feb 27 — Earn 5.50% APY

Home Savings Bank is offering 5.50% APY for a 6-month certificate. A $5,000 minimum deposit is required. The Salt Lake City-based bank is the 39th largest in the state of Utah. Home Savings Bank was…

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Portrait of happy young family counting home finances with cute little girl wearing glasses in sunlit apartment.

Expanded Child Tax Credit Could Be Here Soon, But IRS Says Don’t Wait To File

Families are poised to see additional tax relief this season, via expanded Child Tax Credits, if Congress can get its act together fast. Check Out: Trump-Era Tax Cuts Are Expiring — How Changes Will…

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Henderson, Nevada, United States - August 17, 2020: Amazon fulfillment center exterior shot in Henderson Nevada USA .

Amazon Replaces Walgreens in the Dow: Which Stock Is a Better Investment for You?

Amazon.com is replacing Walgreens Boots Alliance in the 30-stock Dow Jones Industrial Average on Feb. 26, to reflect “the evolving nature of the American economy,” and to “increase consumer retail…

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A woman smiles at work while looking at her iPad or laptop computer.

Top CD Rates Today: Feb 26 — Earn 5.39% APY

Dover Federal Credit Union is offering 5.39% APY for a 24-month certificate. A $500 minimum deposit is required. The Dover-based credit union is the largest in the state of Delaware. Dover Federal…

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Stocks vs bonds in investment asset allocation, risk assessment portfolio or expected return in long term mutual funds, pension fund concept, businessman investor balance on stocks and bonds seesaw.

3 Myths About Investing in Bonds

Investing in bonds often gets a bad rap. Common misconceptions about bonds indicate that they’re boring, low-yield and ineffective for building long-term wealth.

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Family buy or move in at new apartment.

3 Suprising Reasons Why ‘Aging in Place’ Is Cost Effective

Entering retirement and enjoying your golden years should be some of your life’s most relaxing and enjoyable years. You’ve worked hard for decades and saved enough to live the rest of your life…

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A kitchen with clutter.

5 Budget-Boosting Kitchen Tools That Frugal People Swear By

Any frugal person knows that cooking at home is cheaper than going out or ordering takeout. But buying the tools you need to create a dinner masterpiece at home can be pricey.

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Is Life Insurance a Good Gift?

There is no better gift than peace of mind — both to yourself and to your loved ones.

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Cars For Sale Stock Lot Row.

How to Score the Best Car Deals at Costco, Sam’s Club, BJ’s and Amazon

Shopping for a car can be stressful and time-consuming. However, Costco, Sam’s Club and BJ’s all offer exclusive auto buying programs that aim to provide a lower-stress and lower-cost car shopping experience. They provide a simplified way for their members to purchase vehicles at discounted prices.

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Havana, Cuba - July 23, 2018; A row of typical colorful Cuban oldtimer classic cars standing in line during day time on a parking lot.

I’m a Car Collector: These Are the 8 Classic Luxury Cars I’d Buy

Collectors are an odd bunch, as the psychology behind collecting things is multifold and distinctly personal. Check Out: 10 New Cars to Avoid Buying in 2024Read Next: 6 Genius Things All Wealthy…

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Winter holidays shopping, expensive time of the year.

3 Ways to Recover From a Holiday ‘Debt Hangover’

The winter holiday season can be a fun yet expensive period. It’s easy to get caught up in the holiday spirit and go overboard buying gifts for loved ones, decorating your house, stocking up on gingerbread kits, taking ski trips and more.

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Elon Musk At The Viva Technology 2023 Fair - Paris, France - 16 Jun 2023

Elon Musk: 5 Investing Mistakes That Even Billionaires Regret

Billionaire Elon Musk has made some mistakes in his career. Some would count the purchase of Twitter — and subsequent renaming of the beloved platform as “X,” as one of his biggest. His frequent…

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Mandatory Credit: Photo by ALLISON DINNER/EPA-EFE/Shutterstock (14359136k)US President Joe Biden speaks at the Culver City Julian Dixon Library in Culver City, California, USA, 21 February 2024.

Biden Cancels Student Loan Debt for 150,000 Borrowers — How Much Will It Cost Taxpayers?

President Joe Biden continues to pursue federal student loan forgiveness options, announcing on Wednesday, Feb. 21, that his administration will eliminate debt for more than 150,000 borrowers. Find…

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A woman smiles as she uses her laptop at work.

Top CD Rates Today: Feb 23 — Earn 5.25% APY

PNC Bank is offering 5.25% APY for a 4-month certificate. A $1,000 minimum deposit is required. The Wilmington-based bank is the largest in the state of Delaware. PNC Bank was established in 1804….

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